Finance for
Childcare Centers
Clad gives private PK–12 schools and childcare centers the financial stability of large institutions — guaranteed income on time, every time, plus tools to grow enrollment without financial risk.
Let's Get Started
Childcare Income Guarantee
Get Paid. On Time. Every Time.
Clad guarantees 100% of your expected tuition and government subsidy income arrives on the due date — whether families pay or not. No chasing payments. No cash flow surprises. No loans.
What's covered:
- Parent tuition payments — guaranteed on your billing cycle
- Government subsidies — paid upfront, not after the 30–45 day agency cycle
- No software switch required — Clad adapts to your current billing setup
- Onboarding in under 5 business days
There is a small management fee based on your enrollment and payment history. Industry data shows roughly 1 in 4 tuition payments arrives late — in most cases, Clad's fee is less than what centers currently absorb in late and missed payments.
ENROLL NOW, PAY LATER
Remove the Upfront Barrier. Grow Enrollment.
Families often delay enrollment or choose a cheaper option because tuition is due before the school year starts. Enroll Now, Pay Later (ENPL) removes that friction: families commit today and pay over time. Your school receives full income from day one.
How it works:
- Families enroll without upfront payment
- Clad pays your school the full tuition amount from day one
- Families repay Clad on a flexible schedule — your school carries zero risk
- No change to your admissions or billing process
ENPL is particularly effective during open enrollment periods and for schools looking to convert waitlisted families who hesitate due to upfront cost.
What Schools Are Saying
FAQs
Is this a loan?
No. Clad's School Income Guarantee is a revenue guarantee — not a loan. There is no debt, no interest, and no repayment. You earn your revenue; Clad ensures it arrives on the due date.
What is Enroll Now, Pay Later?
ENPL is a separate Clad product that allows families to enroll without paying upfront. Clad pays your school in full from day one; families repay Clad over time. Your school carries zero collection risk.
Do we have to switch our billing software?
No. Both products are plug-and-play. Clad adapts to whatever payment processor or billing setup you currently use.
What does it cost?
There is a small management fee based on your enrollment size and payment history. For most schools, the fee is lower than what they currently lose to late or missed payments.
Does the guarantee cover government subsidies?
Yes. Subsidy cycles typically take 30–45 days. Clad guarantees that income upfront along with parent tuition.
How long does setup take?
Onboarding takes under 5 business days and requires minimal effort from your staff.
What if we don't have a late payment problem?
If your center has a strong payment history, your management fee will reflect that — it will be lower. Clad prices based on your actual risk profile.
How do we get started?
The best way to learn more about how Clad could work for your childcare center is to have a conversation about your situation and needs. Email sales@rediker.com or fill out the contact form provided.
Ready to stabilize your school's income? Contact the Rediker team to learn how Clad can work for your childcare center. Email sales@rediker.com or fill out the contact form provided